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There’s a ton of new housing construction where I live (Philly suburbs) but it’s almost entirely these $800K “town” houses (in the middle of a fucking field). One of the main companies building them is named “NV Homes”. I wondered who the initials “NV” stood for until I got it: “Envy” homes. It’s depressing to imagine people borrowing a fucking million dollars to buy a big cardboard box because they imagine other people will be jealous of them.
A lot of people buying those houses aren’t borrowing the money man. Where I live people buy 3 million dollars for those same boxes and they buy them in cash. So there is no interested or any of that. They only live in them for a few years anyway, before they change jobs or upgrade to something bigger.