💪 privacy respecting platform for supporting your friends, the open web, and everything in between. Come help save the internet! (by throwing pennies at people) 👏
@artyom Zelle can’t be used for commercial platforms, has no ability to split income, and has no API. It’s really only good for direct bank to bank transfers.
@artyom Stripe, the payment processor that most of these platforms (including https://slowcl.app/) use charges both percent and flat fee on every transaction, and depending on how you set up your payout model, more on payouts. Zelle can’t be used to replace it unfortunately.
@artyom as someone who is trying hard to build a better way to support people. The payment processor math (Stripe) is absolutely brutal. I wanted a much lower overhead than I ended up with, but most of what I do have, I never see!
It’s important to me to not try and mask this stuff as an extra charge or fee and keep things transparent as possible. I wish there was a better way.
@artyom Are you saying that creators should drop patronage platforms entirely and just request direct transfers from Zelle?
Because any patronage platform is commercial and wouldn’t be able to use Zelle. Zelle also can’t support recurring billing so subscriptions wouldn’t work.
If you’re saying creators should drop patronage platforms entirely, there’s an argument for that, but I think it would introduce a lot of other issues at any decent scale.