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Credit cards? What’s that?
It’s a piece of plastic used in financial transactions, but that’s not important right now.
You mean like a debit card but worse?
A debit card payment is settled immediately. A credit card payment is actually a small loan that’s settled at the end of the month. This goes back to the time that shops made a carbon copy of the card, fill in the amount and let the buyer sign it. That’s why the numbers were raised. Basically they were used as cheques.
Credit cards are more secure.
Where I live, the credit card is better than the debit card. Better protections against fraud.
That’d mostly a US thing I believe, ain’t no bank here leaving money on the table just because you paid using a credit card. Still gotta pay it back or pay interest.
Yeah, could be a US only thing. I’m not really sure what you mean by leaving money on the table here, though.