our basement flooded last year, when a huge series of storms fucked a lot of people. i called insurance and told them “hey my basement flooded” and they told me they dont cover flooding. apparently i used the wrong word. called back saying my basement was full of water and destroyed my ac and water heater. they saw pics and wrote a check for the highest amount because they didnt have enough people to inspect all the claims coming in.

DONT SAY THE WORD FLOOD. they will not cover you if you do.