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Why do you care? It’s other people’s money, they decide what to do with it.
This is the kind of neoliberal ideology Europe suffers from. It’s not individuals making these investment decisions.
People aren’t deciding to leave their money in their bank accounts? I don’t understand what you’re saying.
Europeans have to put a large part of their money into a system with pensions and insurances. The organizations that handle those savings then make the decision on what to do with them.
Ah yes, but they invest it? In my country it’s even a problem that there is such an immense amount of capital in the pension funds, that they must invest it in safe assets, that they drive up prices of real estate to unreasonable levels