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Well you see with all the harvested data they have on everyone, including knowing what you pay now, it would be really difficult to offer you something cheaper. so really its your fault for paying so much already, and fitting into a part of the population that based on A/B testing can have their rates raised a certain percentage before they feel its too much to bother looking for alternative insurance companies /s
I don’t understand why someone would downvote you. You added the /s, lol
Seriously though, insurance companies spend more money trying NOT to pay the
markcustomer than they do just paying out for claims.