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Prepaid debit cards exist. Load money at any convenience store. You can even get a routing number/account number for it so you can direct deposit to it. You call a number to check your balance or lock your card.
There’s no such thing on the internet. Most lemmy instances with a captcha use hcaptcha or similar since its cheaper (free, in fact), as an example.
What about investments?
Loading prepaid debit cards at gas stations sounds like a rough life. I’d like to think that I’d have more conviction for privacy if it came to that, but everyone has their line I guess.
Doesn’t affect 90+% of people, and the remaining population frankly doesn’t deserve privacy since they don’t have anything to complain about.
Genuinely not bad unless you’re a complete shut-in. It’s also how the bottom 20% of Americans deal with online bill pay and interact financially with the digital world.
If you’re living under capitalism and not investing in any way, that’s not really some noble act, it’s you voluntarily staying broke and dependent on others in the future.
Should at least have some form of retirement fund going so you don’t have to leech off the taxes paid by the young when you’re old.
I’ll let you know when I magically have spare money in the worst global economy since the great depression.
No one checks their 401k often. Most people don’t consider that investment given its a scam they likely won’t ever cash in.
USA people don’t have a state pension?
You get social security if that’s what you mean, but chances are the boomers will drain it all before my generation gets a whiff at it. And it’s ass anyway.
Depends on the job. Some state employees get pensions, yes. Private employers usually do not provide pensions. The majority of people are going to get Social Security after they reach a certain age, but only if they’ve worked for a certain number of years. And Social Security can be as little as $1200/month. (It was never intended to be someone’s sole income in retirement, just a supplement.)
Man you sound so brainwashed to me. Very American.
You have to be pragmatic in life and play the hand you are dealt. I’m a commi at heart but not playing the capitalist circus just makes you homeless, not smart.
Very much not American but still investing what I can because no fucking way is the pension system still going to be there in 50 years, we haven’t produced enough children in decades.